Life Insurance

With life insurance, important moments can live on. From paying the mortgage to paying for college, it ensures that the ones you love are taken care of financially. There are many different types of life insurance, and our agents can help you determine what is best for your current situation, as well as answer any questions you may have. Learn more about the different types of life insurance below.

Term Life Insurance

Term life insurance is one of the most popular types of life insurance. It provides protection for a specific, limited number of years, such as 10, 20, or 30. This is the most affordable way to buy life insurance, but keep in mind that when the time frame specified in your policy expires, there is no payout. We would be happy to talk through this to see if it could be a fit for you.

Permanent Life Insurance

Whole

Whole life insurance does not expire, and requires the least amount of thought after it is established. The death benefit amount does not change, and your payments will stay the same.

Variable

With variable life insurance, you will tie your cash value to investment accounts, like bonds or equity accounts. This type of insurance is the most hands-on, but it can result in large gains in cash value. You are also able to take partial withdrawals or loans against any cash value you have.

Universal

This option is the most flexible type of permanent life insurance. You can adjust your premiums and death benefits, and it includes an investment savings element that can accumulate cash value.