Health Insurance


 

  • Medicare Supplement: Medicare Supplement Insurance lets you prevent financial surprises by filling the gap between what original Medicare pays and what you pay out-of-pocket. Enrolling in a supplemental plan when you are initially eligible may reduce your cost later. Rates for Medicare Supplements can vary between different carriers and are usually based on age, location, gender, and health.
  • Medicare Advantage: Medicare Advantage plans cover all the things that Original Medicare covers and typically include prescription drug coverage, as well as extra benefits like dental and vision. This type of coverage is great if you prefer a simpler, more affordable plan.
  • Prescription Drug Coverage: Picking the right prescription drug plan is important because prescription drugs can be expensive. Many drug plans can offer coverage for the things that matter the most – low premiums, copays and deductibles.
  • Dental, Vision, and Hearing:
    • Dental: Dental care is crucial for protecting your overall health. We offer a variety of competitively priced dental plans through reputable carriers. Having dental coverage can help provide you with preventative care to maintain your oral health, as well as, the coverage for other services such as fillings, extractions, crowns, and dentures.
    • Vison: Vison plans are designed to reduce the costs for your routine preventive eye care examination and your prescription eye-ware.
    • Hearing: Many plans also include hearing exams, and some offer an annual allowance. This means you pay for select products and services and are reimbursed up to the allowance amount.
  • Cancer Insurance: Cancer Insurance helps you and your family cope better emotionally and financially upon diagnosis. Most policies pay out a lump sum benefit upon diagnosis. Some plans can help cover expenses from diagnosis through recovery, so that you can focus on what matters most.
  • Hospital Indemnity: Hospital Indemnity Insurance, also called Hospital insurance, pays you benefits when you are confined to a hospital, whether for planned or unplanned reasons. This coverage helps ease the financial impact of hospitalization. Benefits can be used to help offset any out-of-pocket medical costs, such as deductibles, and copays, as well as non-medical expenses incurred during recovery.