Health Insurance
Dental, Vision, and Hearing
Dental
Dental care is crucial for protecting your overall health. We offer a variety of affordable dental plans through reputable carriers. Dental insurance not only helps you save money by covering preventive cleanings and check-ups, but it also provides coverage for the unexpected. Our plans make services such as fillings, extractions, crowns, and dentures more cost-effective – reducing your worry for the future.
Vision
Vision plans are designed to reduce the costs for your routine preventive eye care examination and your prescription eyeware, including glasses and contact lenses. Swisher Insurance can help you find an affordable, customized plan to fit your needs.
Hearing
Many plans also include hearing exams, and some offer an annual allowance. This means you pay for select products and services and are reimbursed up to the allowance amount.
Medicare
Medicare Supplement
Medicare supplement insurance lets you prevent financial surprises by filling the gap between what original Medicare pays and what you pay out-of-pocket. Enrolling in a supplemental plan when you are initially eligible may reduce your cost later. Rates for Medicare supplements can vary between different carriers and are usually based on age, location, gender, and health.
Medicare Advantage
Medicare Advantage plans cover all the things that original Medicare covers and typically include prescription drug coverage, as well as extra benefits like dental and vision. This type of coverage is great if you prefer a simpler, more affordable plan.
Medicare Consultation
If you are close to 65 or are just looking for help with the Medicare enrollment process, our Swisher Insurance agents are here to help! This process can be confusing, so we offer free consultations to help you find the best plan for your health needs and budget.
Other plan options
Prescription Drug Coverage
Picking the right prescription drug plan is important because prescription drugs can be expensive. Many drug plans can offer coverage for the things that matter the most – low premiums, co-pays and deductibles. We can help you compare pricing and coverage for the specific prescriptions you may need.
Cancer Insurance
Cancer insurance can help you and your family cope better emotionally and financially upon diagnosis, with plans to ease any financial burden. Most policies will pay out a lump sum benefit upon diagnosis, and some plans will help cover expenses from diagnosis through recovery – so you can focus on what matters most.
Hospital Indemnity Insurance
Hospital Indemnity Insurance, also called Hospital insurance, pays you benefits when you are confined to a hospital, whether for planned or unplanned reasons. This coverage helps ease the financial impact of hospitalization. Benefits can be used to help offset any out-of-pocket medical costs, such as deductibles, and copays, as well as non-medical expenses incurred during recovery.
